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How it Works 

To be eligible:

  • You must be over 18 years old.
  • You must have an active checking account.
  • You must have a full-time job.
  • You earn at least 1,000 dollars monthly.
  • Only one loan per household.
 *All applicants are subject to additional requirements on an individual basis.

We are committed to providing overnight payday loans up to $1000 for individuals who are in need. We can process your account by phone if you call 1-877-428-5050. So whenever you need a payday cash loan overnight, feel free to get in touch with us today. For quickest result follow the below process:

  • Step 1 - Fill out application in it entirety and click "Get Cash"
  • Step 2 - Sign your electronic contract, and click "Next".
  • Step 3 – After you have filled out your application, call 1-877-428-5050 and a Customer Service Representative will assist you with the loan process. You're 5 minutes away from receiving your funds.
  • Step 4 – Congratulations you've been approved. Your funds will be directly deposit into your account the following business day. Enjoy your day!


Notice: This service does not constitute an offer or solicitation for short term loans in all states or countries. The states or countries we offer service in may change from time to time without notice. We are a St. Vincent based lender. St. Vincent law governing loan agreements apply to our services offered. If you do not want to enter into a loan agreement subject to the laws of St. Vincent then you should apply for a short term loan with a lender in the state where you reside. All aspects and transactions on this site take place outside of the United States and will be deemed to have taken place in St. Vincent regardless of where you may have viewed this site. By entering into an agreement on this site you are accepting the conditions stated above and agree to be bound by the terms and conditions of your agreement

* By submiting your application to us you are authorizing us or our affiliates to send you commercial emails on occasion in the future. You will always be given the option to opt out. If you want to opt-out now send an email to service@1000cashovernight.com

Approval amount is based on customer's eligibility, income, and payment history. First time applicants will not be eligible to receive $1000.00.

Customers in Alaska, Arizona, Colorado, Georgia, Hawaii, Massachusetts, Maryland, North Carolina, North Dakota, Ohio, Virginia, Washington DC, and West Virginia are not eligible to receive cash advances.

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